Digital transformation is reshaping risk management by enabling organizations to move from reactive responses toward proactive, data-driven, and predictive decision-making. This study examines how digital transformation has contributed to the development of risk-management methodologies in three major Saudi companies operating in distinct sectors: Saudi Aramco in energy, SABIC in industry, and stc in telecommunications. The research employs a descriptive-analytical design for the theoretical component and a comparative multiple-case-study approach for the empirical component. Publicly available company materials and relevant secondary sources relating to the 2024 reporting period are analyzed to identify shared strategic objectives, sector-specific risk profiles, digital technologies, and implementation patterns. The findings indicate that all three companies seek to improve risk anticipation, operational resilience, business continuity, and decision quality. However, the technologies prioritized by each organization vary according to its principal vulnerabilities and operating environment. The analysis further suggests that successful integration is not determined solely by technological sophistication or investment scale. Its effectiveness depends more fundamentally on the alignment of digital capabilities with material risk exposures, governance arrangements, organizational processes, and data quality. Artificial intelligence, automation, advanced analytics, and digital monitoring generate value when embedded within a coherent risk-governance framework. The study concludes that organizations should prioritize high-impact vulnerabilities, strengthen data governance, establish clear accountability, and evaluate digital solutions according to measurable risk outcomes. These findings provide a sector-sensitive framework for organizations seeking to develop predictive and resilient risk-management systems.